Roth Ira Limits 2024 Married Filing Jointly Over 50. Single adults with magis above $153,000 and married couples filing jointly with magis of more than $228,000 are ineligible to make a direct roth ira contribution. You could earn a credit of 10%, 20%, or 50% of your contributions up to a dollar amount of $2,000 ($4,000 if you're married and filing jointly) as long as you're eligible.

If you’re age 50 and older, you. Amount of roth ira contributions that you can make for 2024.